An epidemic of condo foreclosures is forcing Florida homeowners associations to raise fees and delay building improvements, a majority of 1,589 respondents said in a condo owner survey released today. The results of the survey, published in a report called "State of Distress," will be used by the Community Association Leadership Lobby to persuade the Legislature to force banks to pay association fees during foreclosure proceedings. "Unpaid assessments from foreclosed properties have undercut maintenance, repairs and safety, while generating higher assessments for the entire community that threaten to push more owners into default," said David Muller, an executive with the community association lobby.