Three Tampa Bay area neighborhoods were singled out for having some of the coldest ZIP codes in the country when it comes to home prices. The firm ZipRealty said Tampa's 33607 and Clearwater's 33767 and 33756 have shown the biggest gap between the price a home was listed for and the price it sold for. ZIP code 33607 includes a poorer section of west Tampa near Raymond James Stadium. ZIP code 33767 includes Clearwater Beach, and 33756 takes in middle-income neighborhoods south of downtown Clearwater. The region's warmest ZIP codes for housing— where sales prices approximated list prices — include Gibsonton, Riverview and Land O'Lakes.