Buyers can receive up to $1,500 cash to help pay homeowners association dues, according to Brad German, spokesman for Freddie Mac.

The program, HomeSteps' Condo Cash, is limited to buyers who submit offers between Aug. 15 and Nov. 15. Deals must close by the end of the year. Eligible buyers must plan to live in the homes, and the houses must have been on the market for 120 days or longer.

It's unclear how many condos Freddie Mac owns in the Tampa Bay area, but as of late July, it had 1,000 foreclosed condos in Florida, German said. To see available homes, buyers can go to http://www.homesteps.com/smartbuy/.

Another incentive offered on some of the condos is a two-year home warranty that covers electrical, plumbing, air conditioning and heating.

That program, Home Protect, also provides discounts of up to 30 percent on the purchase of appliances.