TAMPA, Fla. -  Tampa-based HomeBanc N.A. has finalized a purchase
agreement with Encore Bank N.A., HomeBancorp, Inc. announced today.
Under the terms of the agreement, originally announced in March 2010,
HomeBanc acquired deposits of approximately $50.4 million from Encore
Bank's offices in Clearwater and Belleair Bluffs.

"Everything we do here at HomeBanc is focused on providing top-quality
customer service that exceeds our customers' expectations,” said Jerry
Campbell, Chairman, President and CEO of HomeBancorp, Inc.
"We welcome our new customers from Encore and invite everyone to come to
our branches and experience this level of service for themselves.”

All HomeBanc customers are assigned a personal banker who works with
them to easily and effectively handle their banking needs.  HomeBanc is
known for its "distinctive personal service” and provides customers a
different kind of banking experience – delivering service that exceeds
expectations.

HomeBanc is a wholly-owned subsidiary of Tampa-based HomeBancorp, Inc.,
with seven retail offices in Clearwater, Lake Mary, Lakewood Ranch
(Sarasota), Belleair Bluffs and in Tampa at Rocky Point, on Dale Mabry
at I-275 and in Westchase.  HomeBanc also operates seven loan-production
offices in Tampa, Lake Mary, Brandon, Belleair Bluffs, Lakeland,
Gainesville and Bonita Springs.

HomeBanc offers an array of retail-deposit products, along with SBA
loans, special lower-rate FHA loans for first-time buyers, portfolio
jumbo loans and residential mortgage loans.  The company has grown to
more than $250 million in assets since its inception in 2007, and is
committed to exceeding customer-service expectations and making the
company a Great Place to Work(r) and a Great Place to Bank.  The
corporate headquarters of HomeBancorp is located on the 41st floor of
the Bank of America Plaza building at 101 E. Kennedy Blvd. in downtown
Tampa. More information on HomeBanc can be found at www.HomeBanc.com.